Finance Page

To apply for Finance with V12, you’ll need to be:

• • 18 years or older.
  • A UK resident for 3 years or more/Permanent UK resident.
  • Able to make regular repayments by Direct Debit.
  • In regular employment (minimum of 16 hours per week) including self-employment, or in a permanent residence with your spouse/partner who’s in regular employment*.
  • Have a debit card or credit card in your name and registered to your address and have a bank or building society current account

Other conditions may apply and we cannot guarantee that your application will be accepted.

* If you are retired and receive a pension, or registered disabled and unable to work, V12 may ask for proof of sufficient income.

To apply for Interest Free Finance, you’ll need to provide the following information during the application process:

• Your personal details, including full name, date of birth, and contact information.
• Your residential address history for the past three years.
• Employment and income details.
• Bank account information for setting up the direct debit payments.

This information helps V12 finance assess your application and ensure you meet the eligibility criteria.

The decision process for your finance application is usually very quick. In most cases, you will receive an instant decision online once you have completed the application form. Occasionally, some applications may require additional information, which could take a bit longer, but you will be informed promptly if this is the case.

If your finance application is declined, you will be notified immediately. Unfortunately, The Golf Trolley Store does not have access to the specific reasons for the decision. If you wish to discuss the reasons for the decline, you can contact V12 Retail Finance directly. Alternatively, you can still complete your purchase using an alternative payment method such as a credit card, debit card, or PayPal.

Yes, you can cancel your credit agreement. You have the right to withdraw from the credit agreement within 14 days of signing it. To do this, you need to notify V12 Retail Finance directly. If you decide to cancel, you will need to arrange an alternative method of payment for your purchase. If you have already received the goods, you may be required to return them in accordance with our returns policy.